LAHD Handyworker
Los Angeles Housing Department
Up to $5,000 in no-cost modifications or repairs for qualifying City of Los Angeles homeowners.
Up to $5,000
Available in Los Angeles
Last verified Sep 7, 2026
View programCalifornia benefits & incentives
Enter your ZIP code to see state and local programs that may be available where you live, browse the full directory, or answer a few questions to check what may apply to your household. This is not a complete list of every California benefit.
Enter your ZIP code to find state and local programs that may be available in your area.
Showing 26 of 107 programs
Los Angeles Housing Department
Up to $5,000 in no-cost modifications or repairs for qualifying City of Los Angeles homeowners.
Up to $5,000
Available in Los Angeles
Last verified Sep 7, 2026
View programCalifornia Housing Finance Agency
A deferred junior loan for down payment and closing costs through a CalHFA-approved lender.
Repayable financing
Repayable — not free savings
Statewide in California
Last verified Sep 6, 2026
View programCalifornia State Controller
A repayable deferral of current-year property taxes for eligible senior, blind, or disabled homeowners.
Repayable financing
Repayable — not free savings
Statewide in California
Last verified Sep 6, 2026
View programCity of Monterey
Deferred 5% emergency repair loans for owner-occupants in the City of Monterey.
Repayable financing
Repayable — not free savings
Available in Monterey
Last verified Sep 6, 2026
View programCity of Napa
0% loans up to $75,000 and emergency grants up to $5,000 for eligible City of Napa owners.
Financing $5,000 to $75,000
Repayable — not free savings
Available in Napa
Last verified Sep 6, 2026
View programCounty of Fresno
0% loans for eligible Fresno County homeowners to fix health-and-safety problems.
Repayable financing
Repayable — not free savings
Available in Fresno County
Last verified Sep 6, 2026
View programGolden State Finance Authority
Deferred 0% second-mortgage help for people employed by a GSFA member county.
Repayable financing
Repayable — not free savings
Statewide in California
Last verified Sep 6, 2026
View programGolden State Finance Authority
A second-mortgage down-payment product through GSFA participating lenders. First-time buyer status is not required.
Repayable financing
Repayable — not free savings
Statewide in California
Last verified Sep 6, 2026
View programCalifornia State Board of Equalization
A $7,000 reduction in taxable value for an owner-occupied principal residence.
From $70
Statewide in California
Last verified Sep 6, 2026
View programKings County Community Development Agency
Deferred gap financing for qualified first-time buyers in unincorporated Kings County.
Repayable financing
Repayable — not free savings
Available in Kings County
Last verified Sep 6, 2026
View programKings County Community Development Agency
Rehabilitation assistance for eligible Kings County homeowners.
Repayable financing
Repayable — not free savings
Available in Kings County
Last verified Sep 6, 2026
View programLos Angeles County Development Authority
Grants up to $9,000 for eligible owner-occupants in specified unincorporated districts.
Up to $9,000
Available in Los Angeles County
Last verified Sep 6, 2026
View programLos Angeles County Development Authority
A 0% deferred loan of up to $100,000 or 20% of the price, through a HOP lender only.
Financing up to $100,000
Repayable — not free savings
Available in Los Angeles County
Last verified Sep 6, 2026
View programLos Angeles County Development Authority
Grants up to $20,000 for mobility and functionality repairs for seniors 62 and older.
Up to $20,000
Available in Los Angeles County
Last verified Sep 6, 2026
View programLos Angeles County Department of Consumer and Business Affairs
A $35,000 down-payment or closing-cost grant for eligible first-time buyers in Los Angeles County.
Up to $35,000
Available in Los Angeles County
Last verified Sep 6, 2026
View programLos Angeles Housing Department
A deferred shared-appreciation loan of up to $161,000 for first-time buyers in the City of Los Angeles.
Financing up to $161,000
Repayable — not free savings
Available in Los Angeles
Last verified Sep 6, 2026
View programLos Angeles Housing Department
Subordinate purchase assistance for moderate-income first-time buyers in the City of Los Angeles.
Repayable financing
Repayable — not free savings
Available in Los Angeles
Last verified Sep 6, 2026
View programDown-payment assistance up to 16.5% for people who work in Napa County.
Repayable financing
Repayable — not free savings
Available in Napa County
Last verified Sep 6, 2026
View programNevada County
A $50,000 deferred down-payment loan for eligible Nevada County buyers.
Financing up to $50,000
Repayable — not free savings
Available in Nevada County
Last verified Sep 6, 2026
View programPlacer County
Down-payment help of up to 16% of the purchase price in exchange for a workforce deed restriction in eastern Placer County.
Up to 16% of the purchase price toward a down payment
Available in Placer County
Last verified Sep 6, 2026
View programCalifornia Department of Housing and Community Development
Help for eligible homeowners to repair or rebuild homes damaged in the 2023 and 2024 severe storms.
From $8,000
Available in San Benito County, Santa Cruz County, Tulare County, Tuolumne County, San Diego County, and Monterey County
Last verified Sep 6, 2026
View programCounty of San Mateo Department of Housing
A $100,000 second mortgage for eligible County or housing-authority employees, awarded by quarterly lottery.
Financing $100,000 to $105,000
Repayable — not free savings
Available in San Mateo County
Last verified Sep 6, 2026
View programStanislaus County / Housing Authority of the County of Stanislaus
Grants and low-interest loans for income-eligible homeowners to fix health-and-safety problems.
Repayable financing
Repayable — not free savings
Available in Stanislaus County
Last verified Sep 6, 2026
View programTuolumne County Housing Division
Income-qualified first-time buyer assistance administered by the county housing division.
Repayable financing
Repayable — not free savings
Available in Tuolumne County
Last verified Sep 6, 2026
View programTuolumne County Housing Division
Rehabilitation assistance for income-qualified owner-occupants.
Repayable financing
Repayable — not free savings
Available in Tuolumne County
Last verified Sep 6, 2026
View programUSDA Rural Development
Very-low-income rural homeowners can get a 1% repair loan and, if age 62 or older, a grant.
Financing up to $50,000
Repayable — not free savings
Statewide in California
Last verified Sep 6, 2026
View programEligibility is based on published program information and the details you provide. Program rules, funding and availability can change. Always confirm eligibility with the official program administrator.