Los Angeles Low Income Purchase Assistance
Los Angeles Housing Department
Financing up to $161,000
Repayable — not free savings
A deferred shared-appreciation loan of up to $161,000 for first-time buyers in the City of Los Angeles.
What you could receive
Deferred loan up to $161,000
Financing up to $161,000. Repayable — not free savings.
Published range: not stated to $161,000 (financing amount)
LIPA reservations are limited. The official page (modified August 18, 2026) listed later 2026 reservation windows and a maximum purchase price of $956,465. Income generally must be at or below 80% AMI. Apply only through an LAHD participating lender.
Who may qualify
- These down-payment programs are for buyers who do not already own the home they are purchasing.
Location / service area
Available in Los Angeles
Important requirements
Do not purchase before approval unless the program administrator confirms otherwise.
Timing / preapproval
Preapproval required
Last verified: Sep 6, 2026 · Confidence: High
Official sources
Eligibility is based on published program information and the details you provide. Program rules, funding and availability can change. Always confirm eligibility with the official program administrator.