HousingStatus: Activedisaster recoveryForgivable loan

ReCoverCA Homeowner Rehabilitation

California Department of Housing and Community Development

From $8,000

Help for eligible homeowners to repair or rebuild homes damaged in the 2023 and 2024 severe storms.

What you could receive

Repair or rebuild assistance for eligible disaster-damaged homes

From $8,000 in potential benefit

Published range: $8,000 to not stated

HCD’s page stated the application period is open and funding is limited. Eligible 2023 storm areas include Monterey, San Benito, Santa Cruz, Tulare, Tuolumne, and the Hoopa Valley Indian Reservation; 2024 storms include San Diego County. Damage generally must be at least $8,000. Income generally must be at or below 120% AMI. This is disaster rehabilitation, not a market-rate loan shopper product.

Who may qualify

  • You must own and occupy the home.
  • Homeowner programs require ownership.

Location / service area

Available in Santa Cruz County, Monterey County, San Benito County, San Diego County, Tulare County, and Tuolumne County

Important requirements

Purchase timing requirement is unclear. Confirm with the program administrator.

Timing / preapproval

Preapproval required

Last verified: Sep 6, 2026 · Confidence: High

Official sources

Eligibility is based on published program information and the details you provide. Program rules, funding and availability can change. Always confirm eligibility with the official program administrator.