San Mateo County Employee Down Payment Assistance
County of San Mateo Department of Housing
Financing $100,000 to $105,000
Repayable — not free savings
A $100,000 second mortgage for eligible County or housing-authority employees, awarded by quarterly lottery.
What you could receive
$100,000 second mortgage, plus a possible $5,000 moving grant
Financing $100,000 to $105,000. Repayable — not free savings.
Published range: $100,000 to $105,000 (financing amount)
Applicants must be full-time permanent County or HACSM employees for at least 18 months and cannot already own in San Mateo County. The next drawing published at verification was September 22, 2026. This is an employee program, not general public DPA.
Who may qualify
- These down-payment programs are for buyers who do not already own the home they are purchasing.
Location / service area
Available in San Mateo County
Important requirements
Do not purchase before approval unless the program administrator confirms otherwise.
Timing / preapproval
Preapproval required
Last verified: Sep 6, 2026 · Confidence: High
Official sources
Eligibility is based on published program information and the details you provide. Program rules, funding and availability can change. Always confirm eligibility with the official program administrator.