HousingStatus: Activefirst time homebuyerLoan

Kings County First-Time Homebuyer Program

Kings County Community Development Agency

Repayable financing

Repayable — not free savings

Deferred gap financing for qualified first-time buyers in unincorporated Kings County.

What you could receive

Deferred second-position gap financing

Repayable financing. Repayable — not free savings.

The official CDBG page describes a deferred second-position loan for the life of the first loan or until sale. No single dollar cap is published on that page. Apply through Self-Help Enterprises or the County CDA.

Who may qualify

  • These down-payment programs are for buyers who do not already own the home they are purchasing.

Location / service area

Available in Kings County

Important requirements

Do not purchase before approval unless the program administrator confirms otherwise.

Timing / preapproval

Preapproval required

Last verified: Sep 6, 2026 · Confidence: Medium

Official sources

Eligibility is based on published program information and the details you provide. Program rules, funding and availability can change. Always confirm eligibility with the official program administrator.