LACDA Home Ownership Program
Los Angeles County Development Authority
Financing up to $100,000
Repayable — not free savings
A 0% deferred loan of up to $100,000 or 20% of the price, through a HOP lender only.
What you could receive
Deferred loan up to $100,000 or 20% of the purchase price
Financing up to $100,000. Repayable — not free savings.
Published range: not stated to $100,000 (financing amount)
Only a HOP participating lender can submit an application. Assistance is the lesser of $100,000 or 20% of purchase price. First-time buyers (no ownership in the last three years) must owner-occupy a home in unincorporated Los Angeles County or a participating city. This is repayable deferred financing.
Who may qualify
- These down-payment programs are for buyers who do not already own the home they are purchasing.
Location / service area
Available in Los Angeles County
Important requirements
Do not purchase before approval unless the program administrator confirms otherwise.
Timing / preapproval
Preapproval required
Last verified: Sep 6, 2026 · Confidence: High
Official sources
Eligibility is based on published program information and the details you provide. Program rules, funding and availability can change. Always confirm eligibility with the official program administrator.